My favorite loan officer, Nathan Steele with Pulaski, sent me an email yesterday to let me know that rates had fallen to a very low 6.250% with NO POINTS- 30yr Fixed Rate Mortgage with 10% or More Down. $417,000 Max Loan Amount. Wow, if you are on the fence about buying – this should help your decision. I just bought something in July and the rate then was about 6.725%. That’s a big drop. So, buy, buy, buy!